House Our Heroes Act
To amend title 38, United States Code, to authorize the Secretary of Veterans Affairs to take certain steps regarding a loan guaranteed under chapter 37 of such title that is delinquent or foreclosed.
The House Our Heroes Act, introduced by Representative Derrick Van Orden, aims to make changes to how the Department of Veterans Affairs handles loans that veterans have defaulted on or had foreclosed. Specifically, it seeks to give the Secretary of Veterans Affairs more options to manage these delinquent or foreclosed loans under chapter 37 of title 38, United States Code.
This bill would affect veterans who have fallen behind on their VA-guaranteed loans, potentially helping them find a way to manage or resolve their loan issues. By allowing the VA to take additional steps, the bill aims to provide relief and support to those veterans who are struggling financially due to their loan defaults.
As of July 30, 2026, the bill has been introduced and referred to the House Committee on Veterans' Affairs. It has also been referred to the Subcommittee on Economic Opportunity and the Subcommittee on Health for further review. The bill is in its early stages and will need to go through several steps and reviews before it can be voted on by the full House.