Earned Wage Access Consumer Protection Act
To regulate the business of offering and providing earned wage access services to consumers, and for other purposes.
HB9330, also known as the Earned Wage Access Consumer Protection Act, aims to create rules for businesses that offer services allowing consumers to access their earned wages before payday. This bill seeks to protect consumers by setting standards for these services.
The bill would impact consumers who use earned wage access services and the businesses that provide these services. By establishing clear regulations, the bill aims to ensure transparency and protect consumers from unfair practices. This could include setting limits on fees and ensuring that businesses clearly explain the terms and conditions of their services.
As of June 18, 2026, HB9330 has been introduced in the House and referred to the House Committee on Financial Services. The committee reviewed and amended the bill, reporting it back on June 30, 2026. The House ordered it to be reported (amended) with a vote of 29 to 22. Next, it will be placed on the Union Calendar, marking its progression through the legislative process. This bill is currently under consideration, with the potential to significantly impact how earned wage access services operate.
